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How To Get Health Insurance In Turkey: A Comprehensive Guide


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As an expat living in Turkey, one of the most important things you need to secure is health insurance. Healthcare in Turkey is generally good, but it can be expensive without insurance. In this article, we will guide you on how to get health insurance in Turkey.

Firstly, it’s important to note that there are two types of health insurance in Turkey: public and private. Public health insurance is provided by the government and is available to Turkish citizens and legal residents. Private health insurance, on the other hand, is offered by private insurance companies and is available to anyone, including expats.

Public Health Insurance in Turkey

If you are a legal resident in Turkey, you are eligible for public health insurance through the Turkish Social Security Institution (SGK). You can either enroll in the government-run Universal Health Insurance scheme or the Green Card program for those with lower income. To enroll, you need to visit your local SGK office and provide your residency permit, tax number, and proof of address. The amount you pay for public health insurance will depend on your income.

Private Health Insurance in Turkey

Private health insurance is available to anyone, including expats. There are many private insurance companies in Turkey, and it’s important to do your research to find the best one for your needs. Some of the top insurance companies in Turkey include Anadolu Sigorta, Allianz Turkey, and Istanbul Sigorta. Private health insurance can cover a range of services, including doctor visits, hospital stays, and emergency care. The cost of private health insurance will depend on the level of coverage you choose.

Health Insurance for Foreigners in Turkey

For foreigners who are not legal residents in Turkey, there are still options for health insurance. Some private insurance companies offer international health insurance plans that provide coverage for expats living in Turkey. These plans can cover medical expenses both in Turkey and abroad. It’s important to note that these plans can be more expensive than local health insurance options.

Additional Tips for Getting Health Insurance in Turkey

When shopping for health insurance in Turkey, it’s important to consider the following:

  • Check if the insurance company has a good reputation and reviews from other customers.
  • Compare the coverage and costs of different insurance plans.
  • Check if your preferred doctors and hospitals are covered by the insurance plan.
  • Read the terms and conditions of the insurance plan carefully to avoid any surprises.

Overall, getting health insurance in Turkey is an important step for any expat. Whether you choose public or private insurance, make sure to do your research and find the best plan for your needs and budget.

Types of Health InsuranceEligibilityCost
Public Health InsuranceTurkish citizens and legal residentsDepends on income
Private Health InsuranceAnyone, including expatsDepends on coverage level
International Health InsuranceForeigners not legal residents in TurkeyCan be more expensive than local options

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